Glossary

113 words you will hear in Accra and nobody will stop to explain: government acronyms, housing vocabulary, and the Twi, Ga and pidgin that carry most ordinary conversations.

A

abanTwi
The government, the state. Usually said with a sigh, and usually about something that has not been fixed.
absorptionGhanaian English
When the organisation you did your service year at hires you at the end of it. The outcome most service personnel are quietly working towards.
Aki-OlaGhanaian English
The revision and past-questions series so common in Ghanaian schools that students use the name for the whole genre.
akwaabaTwi
Welcome. The first word most visitors to Ghana hear, said constantly and mostly meant.
allocation noteGhanaian English
A document from a chief or family indicating an allocation of customary land. It is a step toward title, and it is not title.
apostilleGhanaian English
A certificate that makes a public document acceptable abroad without further legalisation - and a question to ask before you pay anyone.
AyaloloGa
Accra's bus rapid transit service - scheduled buses with proper stops and a fare card, on dedicated routes. Comfortable where it goes.

B

Bank of GhanaEnglish
Ghana's central bank. It licenses every bank, sets the policy rate, administers forex controls, and is the register to check before you trust anyone with money.
bankuGa
A smooth, slightly sour dough of fermented corn and cassava, most famously served with grilled tilapia and hot pepper.
BECEacronym
The exam at the end of junior high school. Your aggregate decides which senior high school you are placed in, which in Ghana matters a great deal.
Births and Deaths RegistryGhanaian English
The agency that registers every birth and death in Ghana and issues the certificates.
bolaGa
Rubbish, waste. Kaya bola are the informal collectors who take your household waste away for a small fee.
Boys quartersGhanaian English
A small separate living unit within the compound of a larger house, originally built as staff accommodation. Often good value and self-contained.

C

chaleGhanaian Pidgin
Friend, mate, buddy. The most useful and most used word in Ghanaian Pidgin - it opens sentences, closes them, and fills every pause.
Chale WoteGhanaian Pidgin
The street art festival held in Jamestown each August - art, performance, music and fashion taking over the streets of old Accra.
Chamber and hallGhanaian English
The most common rental unit in Accra: one bedroom (the chamber) and one living room (the hall), with facilities either private or shared.
chop barGhanaian English
The local Ghanaian restaurant: a shed, plastic chairs, a few dishes, and a cook who has been making one of them for thirty years.
chop moneyGhanaian English
Money given for household food and daily expenses. A real and negotiated part of many Ghanaian household arrangements.
CIDacronym
The Ghana Police unit that investigates crime, and the office that issues the police clearance certificate a foreign visa or job asks for.
CIFacronym
The value customs charges duty on - what you paid for the goods, plus the freight, plus the insurance. Not what is on your receipt.
Commissioner for OathsGhanaian English
The person who witnesses you swear an affidavit. Found at every court and in most lawyers' offices, and cheap.
compound houseGhanaian English
A house where several households live in separate rooms around a shared central yard, sharing bathroom, kitchen and washing space.
Cyber Security AuthorityGhanaian English
The agency for cybersecurity incidents and online fraud reporting, set up under the Cybersecurity Act 2020.

D

Data Protection CommissionGhanaian English
The regulator for personal data. It registers data controllers and takes complaints about the misuse of your information.
demurrageGhanaian English
What the shipping line and the terminal charge for every day your container sits at the port. It is why a slow clearance costs more than a wrong one.
Detty DecemberGhanaian Pidgin
The December season of concerts, parties and diaspora homecoming that takes over Accra, roughly from mid-December to the new year.
droppingGhanaian English
Taking a taxi direct to your destination rather than sharing it. You negotiate the fare before getting in, because taxis have no meters.
dumsorTwi
From the Akan for off (dum) and on (so) - the rolling power cuts that have come and gone in waves in Ghana for decades.
DVLAacronym
Ghana's licensing authority. It issues driving licences, registers vehicles and inspects them for roadworthy certificates.

E

E-Levyacronym
A tax on mobile money transfers introduced in 2022 and repealed in April 2025. If a guide still describes it as current, that guide is out of date.
ECGacronym
The state electricity distributor for southern Ghana. Its prepaid meters, and the credit that runs out at 2am, are a fixture of Accra life.
ɛte sɛnTwi
How are you, in Twi. The standard reply is bɔkɔɔ - fine, or cool. Greeting before you speak is not optional in Ghana.

F

FDAacronym
The regulator for food, medicines, cosmetics and medical devices. Nothing in those categories clears the port without it.
fufuTwi
Cassava and plantain pounded into a smooth elastic dough, eaten in soup. You do not chew it - you swallow.

G

gariEwe
Grated, fermented, dried cassava granules. Sprinkled on waakye, soaked in water as a drink, or cooked into gari fortor.
GEPAacronym
The agency that promotes non-traditional exports, and the first stop if you want to sell Ghanaian goods abroad.
GESacronym
The agency that runs Ghana's public schools - it employs the teachers, registers the schools and is who a complaint about one goes to.
Ghana Cardacronym
Ghana's national identity card, issued by the NIA. Its PIN doubles as your tax number, and almost nothing official happens without it.
Ghana GazetteGhanaian English
The official public record. A change of name is not finished until it appears there.
GhanaPostGPSacronym
Ghana's national digital addressing system. Every five-metre square has a code like GA-183-4567, which is what forms and couriers actually want.
GIPCacronym
The agency that registers foreign investment and sets the minimum capital a foreign-owned company must bring into Ghana.
GISacronym
The agency that controls entry to Ghana and issues residence and work permits. You will deal with them for anything beyond your entry stamp.
goro boysGhanaian English
Unofficial fixers who hang around government offices offering to speed up your paperwork for a fee. Using them is a bad idea.
GRAacronym
Ghana's tax authority. It collects income tax, VAT, customs duties and withholding tax, and it is who you file with.
GSAacronym
The national standards body. It sets product standards and inspects imports, and its approval gates a great deal at the port.
GSSacronym
Ghana's national statistics office. It runs the census, publishes inflation monthly, and is the source behind almost every official Ghanaian figure.

H

harmattanGhanaian English
The dry, dust-laden wind that blows down from the Sahara roughly December to February. It hazes the sky, cracks your skin, and cools the nights.
HomowoGa
The Ga festival of Accra, meaning hooting at hunger. It commemorates surviving a famine, and is marked by sprinkling kpokpoi through the streets.
hot deskGhanaian English
A desk you rent by the day or the month at a co-working space, without it being yours. The usual way to work in Accra without an office.
HS codeacronym
The international product code that decides your duty rate. Get it wrong and you pay the wrong duty, which customs eventually notices.

I

ICUMSacronym
The single online system every Ghanaian customs declaration goes through. Still widely called UNIPASS.
indentureGhanaian English
The document conveying an interest in land in Ghana. Necessary but not sufficient - it is not the same as registered title.

J

jollofGhanaian English
Rice cooked in a tomato and pepper base. The subject of a long-running and entirely sincere rivalry between Ghana and Nigeria.

K

KantamantoGhanaian English
The enormous second-hand clothing market in Accra Central, and one of the largest in the world. Where much of the Global North's discarded clothing ends up.
kayayeiGa
The women and girls who carry goods on their heads for a fee in Accra's markets, most of them migrants from northern Ghana.
keleweleTwi
Ripe plantain cubed and fried with ginger, chilli and spice. Sold from roadside stands in the evening, and impossible to stop eating.
kenkeyGa
Fermented corn dough steamed in husks. Sour, dense and filling, served with pepper and fried fish. Ga kenkey and Fante kenkey differ.
knockingGhanaian English
Kokooko - the formal visit by a man's family to a woman's family to ask permission to marry, bringing drinks and gifts.

L

land guardGhanaian English
Armed groups who take physical possession of a plot and demand payment before you can develop it. A criminal offence, and a real risk.
lorry stationGhanaian English
The terminals trotros and buses run between, organised by destination. Circle, Kaneshie, Madina, Tema Station and Lapaz are the big Accra ones.

M

mateGhanaian English
The conductor on a trotro. Hangs out of the door calling the destination, collects fares, gives change, and decides when the bus is full.
medaaseTwi
Thank you, in Twi. Medaase paa is thank you very much. One of the highest-value words you can learn in Accra.
MelcomGhanaian English
Ghana's largest department store chain, and the default place to buy household goods, appliances and school supplies at fixed prices.
MESTacronym
A training programme and seed fund in Accra that has been producing African software founders since 2008, and a large part of why the ecosystem exists.
MoMoGhanaian English
Mobile money - the payment system Ghana actually runs on. Rent, salaries, market traders and trotro fares all move over it.
momo fraudGhanaian English
The family of scams built around mobile money: the wrong-number reversal, the fake agent, the prize, the impostor from your own network.

N

NaCCAacronym
The body that writes Ghana's school curriculum and approves textbooks. If a book is not on its list, a school should not be making you buy it.
national serviceGhanaian English
The compulsory year every Ghanaian graduate of an accredited tertiary institution works wherever the state posts them, on an allowance set by government.
NCAacronym
The telecoms regulator. It licenses the networks, allocates spectrum and is who to complain to when a network takes your money and gives you nothing.
NHILacronym
A 2.5% levy on most goods and services that funds the NHIS. It is charged before VAT, which is part of why the effective VAT rate is so high.
NHISacronym
Ghana's public health insurance. Cheap to join, broad in coverage, and it takes 90 days to activate - so register before you need it.
NIAacronym
The agency that issues the Ghana Card. Where you go to register, and where you follow up when the card does not arrive.

O

obroniTwi
A white or foreign person. Usually neutral or affectionate rather than hostile, and children will shout it at you cheerfully.
okadaGhanaian English
A commercial motorcycle taxi. Fastest way through Accra traffic, technically illegal, and the most dangerous way to travel in the city.
olonkaGhanaian English
The metal measuring bowl used in Ghanaian markets to sell grain, beans, gari and rice. Markets sell by measure, not by weight.
ORCacronym
Where you register a business in Ghana - business names, companies, partnerships. Formerly part of the Registrar General's Department.
outdooringGhanaian English
The ceremony at which a newborn is formally named and presented, traditionally on the eighth day after birth.
overage penaltyGhanaian English
An extra charge on top of duty for importing a vehicle over ten years old, rising steeply with age.

P

pamphletGhanaian English
At a Ghanaian university, the bound handout a lecturer sells for their own course. Sometimes the only text that matches what is examined.
past questionsGhanaian English
Old exam papers, revised from religiously. In Ghana they are less a study aid than the central technology of exam preparation.
PAYEacronym
Income tax deducted from your salary by your employer and paid to the GRA. Charged on graduated bands after SSNIT is deducted.
polytankGhanaian English
The black plastic water tank on Accra roofs and stands. It fills when the mains run and gets you through the days they do not.
protocolGhanaian English
Using a personal connection to get a school place, a job, a posting or a file moved. Everyone deplores it and a great many people use it.
PURCacronym
The regulator that sets electricity and water tariffs in Ghana, reviewing them quarterly. It is why any tariff figure goes stale quickly.
pure waterGhanaian English
The 500ml plastic sachets of drinking water sold everywhere in Ghana. You bite the corner off. Cheap, safe, and an environmental problem.

R

Recommendedacronym
A marker used on this site next to an option we would actually pick ourselves, as opposed to one that merely exists.
red redGhanaian English
Black-eyed beans stewed in palm oil, served with fried ripe plantain. Named for the two red things on the plate.
redenominationEnglish
In July 2007 Ghana knocked four zeros off the cedi - 10,000 old cedis became 1 Ghana cedi. It is why old prices and long-run currency charts are unreadable.
Rent Actacronym
Ghana's tenancy law. It caps advance rent at six months on a monthly tenancy - a limit almost every Accra landlord ignores.
rent advanceGhanaian English
A lump sum of rent - often a year, sometimes two - demanded before a tenant gets the keys. The defining feature of the Accra rental market.
Rent Control Departmentacronym
The government body that mediates tenancy disputes in Ghana, free of charge, and where tenancy agreements should be registered.
Right of Abodeacronym
A status granting people of African descent in the diaspora the right to live and work in Ghana indefinitely, without a residence or work permit.
roadworthyGhanaian English
The DVLA certificate saying your vehicle passed inspection. Driving without a current one is an offence, and the police check.

S

self-containedGhanaian English
A rental unit with its own bathroom and kitchen, rather than facilities shared with other households in the compound.
shitoGa
A dark, intensely savoury Ghanaian chilli paste made with dried fish and prawn. It goes on everything, and you will want to take a jar home.
SIM swapGhanaian English
Someone persuades a network to move your number onto their SIM. Your phone goes dead, and they receive every one-time password you were about to.
soboloGhanaian English
A cold drink of hibiscus, ginger, pineapple and spices. The default non-alcoholic offer at any Ghanaian event, and very good.
SSNITacronym
Ghana's national pension scheme. It takes 5.5% of your basic salary, your employer adds 13%, and it pays a pension from age 60.
statutory declarationGhanaian English
A written statement sworn before a Commissioner for Oaths. The standard Ghanaian fix for a name that does not match across your documents.
susuGhanaian English
A traditional savings arrangement where a collector takes a fixed daily amount and returns the total at the end of the month, minus a fee.

T

Tier 2acronym
The privately managed 5% of your pension contribution, chosen by your employer. This is the part you can take as a lump sum at retirement.
Tier 3acronym
Voluntary pension contributions, deductible against income tax up to 16.5% of basic salary. The best tax break a salaried Ghanaian has.
TINacronym
Your tax number in Ghana. Since 2021 it is simply your Ghana Card PIN, so most individuals no longer need a separate one.
trotroGhanaian English
The privately owned minibuses that carry most of Accra. No timetable, no route map, no stops - and it works.

U

user agencyGhanaian English
The employer you are assigned to for your national service year. Which one you get decides almost everything about how the year goes.
USSDacronym
The star-hash codes that run Ghana. *170# is mobile money. No app, no data, works on any phone.

V

VATacronym
Ghana's value added tax. The headline rate is 15%, but three levies are charged first and VAT is applied on top of them.

W

waakyeHausa
Rice and beans cooked with dried millet leaves, served with a pile of accompaniments. Ghana's national comfort food and unofficial inflation index.
WAECacronym
The examinations council for five West African countries. It sets and marks the BECE and the WASSCE, and publishes the syllabuses everyone revises from.
wahalaHausa
Trouble, hassle, drama. Borrowed from Hausa and used across West Africa. No wahala means no problem.
WASSCEacronym
The exam at the end of senior high school, sat across West Africa. Your aggregate decides which university programme will take you.

Y

Year of Returnacronym
Ghana's 2019 initiative marking 400 years since the first recorded arrival of enslaved Africans in Virginia, inviting the diaspora to return.

Z

zongoHausa
The historically Muslim, Hausa-speaking quarters of Ghanaian towns, settled by migrants from the north and the Sahel. In Accra: Nima, Mamobi, Newtown.
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